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Website Terms and Conditions

Last Updated: 02/13/2026

Welcome to the website of KEY Coverage Insurance Services. By accessing or using this website, you agree to be bound by the following Terms and Conditions. If you do not agree with these terms, please do not use this website.

 

1. Use of Website

This website is provided for informational purposes only. You agree to use this site only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use of the site.

You must be at least 18 years of age to use this website or submit information through our forms.

2. No Professional or Legal Advice

Information provided on this website is not intended as legal, medical, or financial advice. Insurance coverage and benefits vary by plan, carrier, and individual circumstances. You should review plan documents carefully and consult appropriate professionals when necessary.

3. Insurance & Medicare Disclaimer

KEY Coverage Insurance Services does not offer every insurance or Medicare plan available in your area. Any information provided is limited to the plans we represent.

For a complete list of Medicare options, visit Medicare.gov or call 1-800-MEDICARE (TTY: 1-877-486-2048), 24 hours a day, 7 days a week.

4. Use License

Permission is granted to temporarily view or download one copy of the materials on this website for personal, non-commercial use only. This is a license, not a transfer of ownership.

Under this license, you may not:

  • Modify or copy the materials

  • Use the materials for any commercial purpose or public display

  • Attempt to reverse engineer or decompile any website software

  • Remove copyright or proprietary notices

  • Mirror the materials on another server

This license automatically terminates if you violate these terms.

5. Intellectual Property

All content on this website—including text, graphics, logos, and layout—is the property of KEY Coverage Insurance Services or its licensors and is protected by applicable copyright and trademark laws.

6. Third-Party Links

This website may contain links to third-party websites. KEY Coverage Insurance Services is not responsible for the content, privacy policies, or practices of any third-party sites. Use of linked websites is at your own risk.

7. Limitation of Liability

KEY Coverage Insurance Services shall not be liable for any damages arising out of or related to your use or inability to use this website, including but not limited to loss of data, loss of profits, or business interruption.

Some jurisdictions do not allow limitations on implied warranties or liability, so certain limitations may not apply to you.

8. Disclaimer of Warranties

All materials on this website are provided “as is” and “as available.” We make no warranties, expressed or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

9. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using this website, you consent to our privacy practices.

10. Modifications

KEY Coverage Insurance Services may revise these Terms & Conditions at any time without notice. By continuing to use the website, you agree to be bound by the current version.

11. Governing Law

These Terms & Conditions are governed by the laws of the State of Texas, without regard to conflict of law principles.

12. Contact Information

If you have questions regarding these Terms & Conditions, please contact us:

KEY Coverage Insurance Services
Phone: 940-399-3388
Email: mykeycoverage@gmail.com
Licensed in Texas and Oklahoma

Privacy Policy

KEY Coverage Insurance Services respects your privacy and is committed to protecting your personal information.

We collect information you voluntarily provide—such as your name, contact details, date of birth, and insurance-related information—to assist with quotes, enrollment, and customer service. We may also collect limited website data (such as IP address and browser type) to improve site performance.

Health and insurance information may be treated as Protected Health Information (PHI). While we are not always a covered entity under HIPAA, we follow HIPAA-aligned privacy and security practices when handling sensitive information.

We do not sell or rent your personal information. Information may be shared only with insurance carriers, service providers, or as required by law.

We use reasonable safeguards to protect your data, though no system is completely secure.

Our services are intended for individuals age 18 and older.

For full details, please review our complete Privacy Policy or contact us directly.

KEY Coverage Insurance Services

940-399-3388

This website is operated by a licensed insurance agent and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer in Texas and Oklahoma. A licensed insurance agent may contact you to discuss Medicare Advantage, Medicare Supplement (Medigap), or Prescription Drug plans.

Plan availability, benefits, and costs may vary by carrier and location.

Licensed to sell insurance in Texas and Oklahoma. License #1438661

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